Investment Property Loans Investment Property Financing for Portland, the Pacific Northwest & Nationwide
IGR Mortgage Services provides investment property financing to real estate investors throughout Portland, the Pacific Northwest, and Nationwide. With over 30 years of providing financing solutions to investors, we offer a full portfolio of investment property loan programs — from hard money and DSCR rental loans to ground-up construction, commercial, bridge, and multi-family financing.
Whether you need to close fast on a competitive deal or build a long-term investment property portfolio, we have the loan program and the experience to make it happen.
Investment Property Loan Quick Terms
Investment Property Loan Programs for Every Scenario
IGR Mortgage Services provides investment property financing across a full range of loan programs. Each program is designed for a specific investor strategy — find yours below and click through for full program details, rates, and to submit your scenario.
Hard Money Loans
Fast asset-based investment property financing for investors who need speed and flexibility. Close in days, not weeks. Purchase, refinance, and cash-out available. Min. loan $100,000.
* SFR not available in Oregon.
Learn More →DSCR Rental Property Loans
Investment property financing based on property cash flow — no W-2s or tax returns. 10–14+ day close. 1–9 residential units. Airbnb & VRBO OK. Min. loan $100,000.
* SFR not available in Oregon.
Learn More →Ground-Up Construction Loans
New build investment property financing for builders of every experience level. Up to 90% LTC. 100% of construction costs if lot is paid for. Min. loan $100,000.
Learn More →Commercial Real Estate Loans
Bridge and term investment property financing for office, retail, industrial, self-storage, mixed-use, senior living, cannabis, hotels, and more. Min. loan $100,000.
Learn More →Bridge Loans
Short-term investment property financing to bridge gaps, fund fix-and-flip projects, or move fast while permanent financing is arranged. Fast close. Min. loan $100,000.
* SFR not available in Oregon.
Learn More →Multi-Family Loans
Investment property financing for 10–100 unit apartment buildings and multi-family properties. Purchase, refinance, and cash-out. Min. loan $100,000.
Learn More →Lots & Land Loans
Investment property financing for raw land, lot purchases, and land development. Flexible underwriting for investment land throughout the Pacific Northwest. Min. loan $100,000.
Learn More →DSCR Multi-Family Loans
DSCR investment property financing for 10–100 unit properties based on property cash flow — no personal income docs. Ideal for investors growing an apartment portfolio. Min. loan $100,000.
Learn More →Investment Property Financing Built for Real Estate Investors
For over 30 years, IGR Mortgage Services has been the investment property lender of choice for real estate investors throughout Portland and the Pacific Northwest. Our loan programs provide the investment property financing investors need — fast, flexible, and without the red tape of institutional lenders.
30+ Years Providing Financing
Three decades of relationship-based investment property financing in Portland, Oregon, and beyond. We know the market and we know what investors need to close deals.
Fast Closings (10–14+ Days)
Move fast on competitive listings. Our streamlined process provides investment property financing faster than banks and most other lenders — without the paperwork.
Reduced Documentation
Many loan programs require no W-2s, pay stubs, or tax returns. The investment property qualifies the financing — not your personal income or employment history.
Wide Property Eligibility
Multi-family, commercial, mixed-use, land, cannabis, hospitality, special-use — if it's investment real estate, we have a financing program for it. All scenarios reviewed.
Common-Sense Underwriting
Recent bankruptcy or foreclosure? Self-employed? Foreign national? Our investment property financing programs evaluate deals on merit — not just credit history.
Pacific Northwest & Nationwide
Investment property financing available in Oregon, Washington, Idaho, and Nationwide. Local expertise with national reach for investors wherever the deal is.
Investment Property Financing Programs at a Glance
General program ranges across IGR's investment property loan programs. Each program has specific guidelines — contact us or visit the individual loan page for detailed parameters and current rates. IGR provides investment property financing — not direct lending — which means access to a broader range of programs and investment property lenders than a single institution can offer.
| Financing Programs | Hard Money · DSCR · Construction · Commercial · Bridge · Multi-Family · Lots & Land |
| Min. Loan Amount | $100,000 across all programs |
| Max. Loan Amount | $10M+ |
| Min. Credit Score | 600–650+ depending on program (exceptions reviewed case-by-case) |
| Down Payment | 10–25% depending on program and property type |
| Max LTV / LTC | Up to 80% LTV (term loans) · Up to 90% LTC (construction) |
| Closing Timeline | 10–14+ days (residential) · 20–40 days (commercial) |
| Income Verification | No-doc and stated income options available on select programs |
| Eligible Properties | Multi-Family, Commercial, Mixed-Use, Land, Special Use |
| Geography | Portland · Pacific Northwest · Nationwide |
| Borrower Types | Investors · Builders · Business Owners · Foreign Nationals |
| Experience Required | First-time investors OK on most programs |
| Past Credit Events | Bankruptcy & foreclosure — no mandatory waiting period |
| Oregon Note | SFR (1–4 unit residential) financing not available in Oregon on residential programs |
Investment Property Financing for Every Investor Profile
From first-time investors to seasoned portfolio builders, IGR Mortgage Services has an investment property financing program designed for your strategy.
🏠 Fix & Flip Investors
Need to close fast on a distressed property? Our hard money and bridge loan programs provide investment property financing built for speed. Min. loan $100,000. SFR not available in Oregon.
📈 Buy-and-Hold Rental Investors
Build long-term wealth with DSCR rental property financing. Qualify on the investment property's cash flow — not your personal income. No W-2s, no tax returns. 1–9 residential units.
🏗️ Builders & Developers
Ground-up construction financing for new investment property builds from single-family to 100-unit projects. Up to 90% LTC. First-time builders considered. Fast draw processing. Min. loan $100,000.
🏢 Commercial Property Investors
Office, retail, industrial, self-storage, hospitality, senior living, cannabis — we provide investment property financing for what banks won't touch. Bridge and term options. Foreign nationals welcome.
💼 Self-Employed Investors
Complex tax returns? Multiple LLCs? We have stated income and no-doc investment property financing programs designed for self-employed investors whose returns don't reflect their real financial strength.
🌟 Portfolio Investors
No cap on the number of investment properties you own. DSCR financing doesn't hit your personal DTI. Scale your portfolio without the limitations of conventional lending. Min. loan $100,000.
Investment Property Loan FAQ
Everything real estate investors ask about IGR's investment property financing programs.
Ready to Finance Your Next Investment Property?
IGR Mortgage Services has been providing investment property financing to real estate investors in Portland, the Pacific Northwest, and nationwide for over 30 years. Fast approvals, flexible underwriting, competitive rates. Send us your scenario today.
Financing provided for investment and business purposes only. Not available for owner-occupied primary residences.
SFR not available in Oregon on residential programs.
IGR Mortgage Services | Portland, Oregon